Key Benefits

Key Features of The Standard Protocol

The Standard Protocol offers a range of innovative features designed to revolutionize decentralized finance. Here are the key benefits that set The Standard apart:

1. Zero-Interest Borrowing

• No Interest Charges: Borrow against your collateral without accruing interest.

• Cost-Effective: Significantly reduces the long-term cost of borrowing compared to traditional lending platforms.

• Flexible Repayment: No fixed repayment schedules, allowing users to manage their debt on their own terms.

2. Yield-Generating Collateral

• Active Collateral: Deposited assets can be put to work in liquidity pools if the user chooses to generate returns.

• Offset Borrowing Costs: Yields earned can potentially cover or exceed the costs associated with borrowing.

• Customizable Strategies: Users can choose between stable and volatile pools to balance risk and reward.

3. Smart Vaults as NFTs

• Unique Digital Asset: Each vault is represented as a dynamic NFT.

• Transferability: Vaults can be transferred or sold without closing positions.

• Composability: Potential for use as collateral in other DeFi protocols, enhancing overall ecosystem utility.

4. Decentralized Stablecoin (USDs , EUROs)

• Fully Collateralized: Backed by a diverse range of crypto assets.

• Transparent: All collateral is visible on-chain.

• Stable: Maintained through over-collateralization and advanced stabilization mechanisms.

5. User-Centric Control

• Non-Custodial: Users retain full control of their assets at all times.

• Self-Directed Management: Complete freedom to adjust positions, add or remove collateral, and manage debt.

• Permissionless: No KYC or credit checks required, accessible to anyone with a compatible wallet.

6. Capital Efficiency

• Dual Utility of Assets: Collateral serves for both borrowing and yield generation simultaneously.

• Optimized Returns: Potential to earn yields higher than borrowing costs, creating a positive-sum scenario.

• Needing only 110% over collateralization.

7. Robust Governance (TST Token)

• Community-Driven: TST holders can propose and vote on protocol changes.

• Stake for Rewards: Earn a share of protocol revenues by working to stake TST.

• Aligned Incentives: Governance participants are incentivized to act in the best interest of the protocol.

8. Enhanced Security Measures

• Audited Smart Contracts: Regular third-party audits ensure code integrity.

• Risk Management Tools: Built-in features to help users manage their positions safely.

• Transparent Operations: All protocol actions are visible and verifiable on-chain.

9. Interoperability

• Cross-Chain Potential: Future-proofed for multi-chain operations.

• DeFi Ecosystem Integration: Designed to work seamlessly with other DeFi protocols and services.