Key Benefits
Key Features of The Standard Protocol
The Standard Protocol offers a range of innovative features designed to revolutionize decentralized finance. Here are the key benefits that set The Standard apart:
1. Zero-Interest Borrowing
No Interest Charges: Borrow against your collateral without accruing interest.
Cost-Effective: Significantly reduces the long-term cost of borrowing compared to traditional lending platforms.
Flexible Repayment: No fixed repayment schedules, allowing users to manage their debt on their own terms.
2. Yield-Generating Collateral
Active Collateral: Deposited assets can be put to work in liquidity pools if the user chooses to generate returns.
Offset Borrowing Costs: Yields earned can potentially cover or exceed the costs associated with borrowing.
Customizable Strategies: Users can choose between stable and volatile pools to balance risk and reward.
3. Smart Vaults as NFTs
Unique Digital Asset: Each vault is represented as a dynamic NFT.
Transferability: Vaults can be transferred or sold without closing positions.
Composability: Potential for use as collateral in other DeFi protocols, enhancing overall ecosystem utility.
4. Decentralized Stablecoin (USDs , EUROs)
Fully Collateralized: Backed by a diverse range of crypto assets.
Transparent: All collateral is visible on-chain.
Stable: Maintained through over-collateralization and advanced stabilization mechanisms.
5. User-Centric Control
Non-Custodial: Users retain full control of their assets at all times.
Self-Directed Management: Complete freedom to adjust positions, add or remove collateral, and manage debt.
Permissionless: No KYC or credit checks required, accessible to anyone with a compatible wallet.
6. Capital Efficiency
Dual Utility of Assets: Collateral serves for both borrowing and yield generation simultaneously.
Optimized Returns: Potential to earn yields higher than borrowing costs, creating a positive-sum scenario.
Needing only 110% over collateralization.
7. Robust Governance (TST Token)
Community-Driven: TST holders can propose and vote on protocol changes.
Stake for Rewards: Earn a share of protocol revenues by working to stake TST.
Aligned Incentives: Governance participants are incentivized to act in the best interest of the protocol.
8. Enhanced Security Measures
Audited Smart Contracts: Regular third-party audits ensure code integrity.
Risk Management Tools: Built-in features to help users manage their positions safely.
Transparent Operations: All protocol actions are visible and verifiable on-chain.
9. Interoperability
Cross-Chain Potential: Future-proofed for multi-chain operations.
DeFi Ecosystem Integration: Designed to work seamlessly with other DeFi protocols and services.
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